We are a London-based insurance broker focused exclusively on malicious risks. Our experienced and knowledgeable team help protect organisations and people from the impact and consequences of hostile actions and malicious threats. We work directly with clients and with brokers worldwide on a wholesale basis.

Working side-by-side with our in-house Advisory Practice, we provide comprehensive advice and guidance to our clients, giving them confidence in understanding, managing and transferring their malicious risks.


Terrorism, Political Violence and Active Assailant

Working closely with insurers, we access a range of solutions designed to respond to war, terrorism, political violence and active assailant events at home or overseas. With the landscape of these threats ever-changing, we seek policies that are designed  to cover the real risks that clients are exposed to. With experience of developing complex wordings, we can secure quotes for the most innovative products, or work with underwriters to design tailored cover for a client’s specific needs. Policies can include:

  • Property damage and resulting business interruption
  • Non-damage business interruption
  • Liability
  • Crisis response expenses

Perils covered include:

  • War and civil war
  • Terrorism and sabotage
  • Coup d’état, rebellion, insurrection and revolution
  • Strikes, riots, civil commotion and malicious damage
  • Active assailant events
  • Chemical, biological, radiological and nuclear incidents

Kidnap for Ransom

A kidnap for ransom or security incident poses a significant threat to any organisation or family. Kidnap for ransom insurance policies deliver world class crisis and security teams whenever and wherever they are needed, along with the resources required to assess, mitigate, and recover from critical security threats. Coverage can include protection against the following threats:

  • Kidnap for ransom (and ransom lost in transit)
  • Extortion and product extortion
  • Hijack
  • Political kidnapping/detention
  • Threats
  • Disappearance
  • Hostage crisis
  • Assault
  • Child abduction
  • Express kidnap
  • Virtual kidnap
  • Political evacuation
  • Stalking

Crisis Response and Recovery

In response to the changing nature of security and integrity risks across the globe, many insurers provide innovative insurance solutions to meet these complex challenges.

Policies give access to strategic advice, crisis management, and recovery services from specialist responders who can support our clients’ crisis management teams. This provides peace of mind for organisations potentially facing a multitude of threats. Policy features can include:

  • Criminal risks
  • Catastrophe risks
  • Information risks
  • People risks
  • Political risks
  • Terrorism risks
  • Compliance
  • Fraud Risk

Personal Accident and Travel

When it comes to business travel, especially to hostile environments, protecting people is essential. Policies can provide protection against the adverse financial consequences of accidents and illness abroad. No matter which country  staff are travelling to, cover gives access to leading medical and evacuation providers. Policy features can include:

  • Pre-travel country profiling and guidance
  • 24/7 emergency medical assistance helpline
  • Emergency medical evacuation and repatriation
  • Non-medical travel cover, including baggage loss and personal money
  • Cancellation, curtailment, and abandonment
  • Flexible limits
  • Worldwide cover


Cybercrime is a prominent threat to businesses across all sectors. Whether our clients are  concerned about day-to-day cyber activities or managing complex exposures as part of their  business operations, there are a wide range of solutions available. Policies can include:

  • Incident response costs
  • Cyber business interruption
  • System damage costs
  • Crisis containment
  • Cyber extortion and cybercrime cover
  • Cyber and privacy protection
  • Management liability
  • Media liability

Defence and Security Sector

Defence and security businesses require specific insurance cover appropriate to their activities. We work with organisations across the sector, including companies that specialise in protective security, explosive ordnance disposal, consulting and training, and defence manufacturing. Policies we specialise in include:

  • Public liability
  • Employers’ liability
  • Professional indemnity
  • Directors’ and officers’ liability
  • Commercial combined
  • Liability insurance for hostile and non-permissive environments

Private Client

Working with partners, we provide a full range of insurance solutions to private clients.

Meet the Team

Julian Vero
Senior Partner and Head of Broking

Mike Paddock




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        Active Assailant Attacks



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          If you are an existing client with an emergency, please call the 24/7 number on your policy documents.