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SPECIALITY INSURANCE

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SPECIALITY INSURANCE BROKERS

We are a London-based speciality Lloyd’s insurance broker focused exclusively on malicious risks. Our experienced and knowledgeable team help protect organisations and people from the impact and consequences of hostile actions and malicious threats. We work directly with clients and brokers worldwide. 

Working side-by-side with our in-house Advisory Practice, we provide comprehensive advice and tailored guidance to our clients, giving them confidence in understanding, managing, and transferring their malicious risks. 

TERRORISM INSURANCE

In the context of today’s ever-changing threat landscape, terrorism and political violence insurance are critical lines of cover, designed to protect assets against the threat of an act of terrorism, political violence, strikes, riots and civil commotion. Cover is available for both domestic and overseas exposures.   

We work with the leading Lloyd’s of London, company and offshore insurers to ensure a bespoke approach to client requirements. This ensures our clients benefit from cutting edge products designed to respond to the daily changing threat landscape. 

What can terrorism insurance and political violence insurance cover? 

  • Property damage and business interruption 
  • Non-damage business interruption 
  • Liability 
  • Additional expenses 

Events covered by terrorism insurance and political violence insurance can include: 

  • Terrorism and sabotage 
  • War and civil war 
  • Coup d’état, rebellion, insurrection, and revolution 
  • Strikes, riots, civil commotion, and malicious damage 
  • Chemical, biological, radiological, and nuclear incidents 

Request your terrorism insurance quote. 

KIDNAP AND RANSOM INSURANCE

A kidnap for ransom or security incident poses a significant threat to many companies, families, and individuals. Our kidnap for ransom insurance policies deliver world class crisis and security teams whenever and wherever they are needed. Our teams have all the resources required to assess, mitigate, and recover from critical security threats.  

Kidnap for ransom insurance can include protection against: 

  • Kidnap for ransom (and ransom lost in transit)
  • Extortion and product extortion
  • Hijack
  • Political kidnapping/detention
  • Threats
  • Disappearance
  • Hostage crisis
  • Assault
  • Child abduction
  • Express kidnap
  • Virtual kidnap
  • Political evacuation
  • Stalking

Request your kidnap and ransom insurance quote. 

CRISIS RESPONSE INSURANCE

In an environment of changing security and integrity risks, businesses need innovative crisis management insurance. We find coverage that is relevant and applicable to your business to meet these complex global challenges.  

Our crisis response insurance includes access to strategic advice, crisis management, and recovery services from specialist responders. With support always on hand for your own crisis management team, our cover offers peace of mind for organisations facing a multitude of potential threats.  

Crisis response insurance can include: 

  • Criminal risks
  • Catastrophe risks
  • Information risks
  • People risks
  • Political risks
  • Terrorism risks
  • Compliance
  • Fraud risk

Request your crisis response insurance quote. 

LIABILITY INSURANCE

Defence and security companies need specific insurance cover appropriate to their business. We offer liability insurance, working with organisations across the sector. This includes businesses that specialise in protective security, explosive ordnance disposal, consulting and training, and defence manufacturing.  

Our specialist liability insurance includes: 

  • Public liability 
  • Employers’ liability 
  • Professional indemnity 
  • Directors’ and officers’ liability 
  • Commercial combined 
  • Liability insurance for hostile and non-permissive environments 

Request your liability insurance quote.  

PERSONAL ACCIDENT AND HIGH RISK TRAVEL INSURANCE

When it comes to business travel, especially in hostile or volatile environments, businesses need to protect their people with the right high risk travel insurance. Our personal accident and travel insurance policies provide protection against the adverse financial consequences of accident or illness, or when you quickly need to get your people back home. No matter which country staff are travelling to, cover gives access to leading medical and evacuation providers.

Personal accident and travel insurance policies can include:

  • Pre-travel country profiling and guidance
  • 24/7 emergency medical assistance helpline
  • Emergency medical evacuation and repatriation
  • Non-medical travel cover, including baggage loss and personal money
  • Travel disruption insurance (cancellation, curtailment, abandonment)
  • Flexible limits
  • Worldwide cover

Request your personal accident and high risk travel insurance quote.

EMERGENCY EVACUATION INSURANCE

Emergency evacuation incidents are on the rise, often triggered by security risks, political threats, or natural disasters. For organisations and individuals operating in at-risk locations, we offer insurance policies that provide protection in these scenarios – including travel insurance with natural disaster cover.  

Our policies provide financial cover and emergency evacuation specialists in the event of a government evacuation order, where remaining in country would pose a threat to life. 

Domestic or overseas disaster insurance cover can include:  

  • Salaries of insured person(s) being evacuated 
  • Full costs of evacuation 
  • Full costs of evacuation specialists 
  • Invacuation costs 
  • Hibernation costs 

Request your emergency evacuation insurance quote. 

LIFE INSURANCE

High risk life insurance cover is essential for those operating or travelling in complex environments. Our life insurance ensures financial certainty and peace of mind in the event of critical illness or death. Cover is available for individuals, families, or corporates operating in challenging industries or territories. 

Request your life insurance quote. 

MARITIME PIRACY INSURANCE

Charterers and owners of vessels passing through high-risk areas face the threat of armed boarding by pirates. The current piracy situation is fluid. Standalone marine insurance, including marine cargo and marine freight insurance, provides peace of mind.

Our piracy insurance policies provide financial cover, with access to world leading piracy advisors in the event of vessel or crew detention, hijack, or on-land kidnapping.

Piracy insurance cover typically includes:

  • Ransom reimbursement
  • Unlimited crisis response
  • Non-damage loss of hire
  • Legal liability
  • Personal accident

Request your maritime piracy insurance quote.

CYBER INSURANCE 

Cybercrime is a prominent and growing threat to businesses of all sizes, across all sectors. We offer cyber risk insurance to address every concern. From day-to-day cyber activities and cyber-attack insurance to managing complex risk exposures as part of your business operations.

Cyber insurance policies can include:

  • Cyber incident response costs
  • Cyber business interruption
  • System damage costs
  • Crisis containment
  • Cyber extortion and cybercrime insurance
  • Cyber and privacy protection
  • Management liability
  • Media liability

Request your cyber insurance quote.

PRIVATE CLIENT INSURANCE

Our family and private client insurance provides discreet advice with policies tailored to specific requirements. We work directly with private clients, through family and private offices, and alongside other trusted advisors. Through our team of specialist partners, we provide a full range of private client insurance tailored to every individual’s specific circumstances.

Private client policies can include:

  • Private client money protection insurance
  • Stalking or fixated persons insurance
  • Family protection insurance
  • Personal cyber insurance
  • Worldwide specialist travel insurance
  • Identity fraud
  • Threats and extortion

Request your private client insurance quote.

Meet the Team

Julian Vero
Senior Partner and Head of Broking

Ashley Coles
Partner & Senior Broker

Mike Paddock
Broker

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