We are a specialist Lloyd’s insurance broker. Our London-based team is focussed exclusively on malicious risks, helping protect organisations and people from the impact and consequences of hostile actions and complex threats. We deal directly with clients, and with brokers worldwide on a wholesale basis.
Working side-by-side with our in-house Advisory Practice, we provide comprehensive advice and guidance to our clients, giving them confidence in understanding, managing and transferring their malicious risks.
Working closely with insurers, we access a range of solutions designed to respond to war, terrorism, political violence and active assailant events at home or overseas. With the landscape of these threats ever-changing, we seek policies that are designed to cover the real risks that clients are exposed to. With experience of developing complex wordings, we can secure quotes for the most innovative products, or work with underwriters to design tailored cover for a client’s specific needs. Policies can include:
Perils covered include:
A kidnap for ransom or security incident poses a significant threat to any organisation or family. Kidnap for ransom insurance policies deliver world class crisis and security teams whenever and wherever they are needed, along with the resources required to assess, mitigate, and recover from critical security threats. Coverage can include protection against the following threats:
In response to the changing nature of security and integrity risks across the globe, many insurers provide innovative insurance solutions to meet these complex challenges.
Policies give access to strategic advice, crisis management, and recovery services from specialist responders who can support our clients’ crisis management teams. This provides peace of mind for organisations potentially facing a multitude of threats. Policy features can include:
Defence and security businesses require specific insurance cover appropriate to their activities. We work with organisations across the sector, including companies that specialise in protective security, explosive ordnance disposal, consulting and training, and defence manufacturing. Policies we specialise in include:
When it comes to business travel, especially to hostile environments, protecting people is essential. Policies can provide protection against the adverse financial consequences of accidents and illness abroad. No matter which country staff are travelling to, cover gives access to leading medical and evacuation providers. Policy features can include:
Emergency evacuation incidents, triggered by a security and political threat, or natural disaster have been showcased globally over the last 24 months. Organisations, or individuals operating in locations subject to these risks may want to consider policies which protect them in these scenarios. Policies provide financial coverage and emergency evacuation specialists in the event of a government evacuation order, meaning that to remain in country would pose threat to life. Coverage can be provided domestically or overseas and can include:
Charterers and owners of vessels transiting through high-risk areas face the threat of armed boarding by pirates. The current piracy situation is fluid and clients can gain peace of mind by buying standalone piracy and non-damage loss of hire programmes. Policies provide financial coverage and access to world leading piracy advisors in the event of vessel or crew detention, hijack, and on-land kidnapping. Coverage typically includes:
For those operating in, or travelling to complex environments, life coverage can be critical to ensuring financial certainty and peace of mind in the event of critical illness or death. High risk life insurance provides cover for those operating in challenging industries or territories and is available for individuals, families, or corporates.
Cybercrime is a prominent threat to businesses across all sectors. Whether our clients are concerned about day-to-day cyber activities or managing complex exposures as part of their business operations, there are a wide range of solutions available. Policies can include:
Working with partners, we provide a full range of insurance solutions to private clients.