Risk insurance header image - landscape image of London cityscape from aerial view.

INSURANCE SOLUTIONS

Request a quote

SPECIALIST INSURANCE BROKERS

We are a specialist Lloyd’s insurance broker. Our London-based team is focussed exclusively on malicious risks, helping protect organisations and people from the impact and consequences of hostile actions and complex threats. We deal directly with clients, and with brokers worldwide on a wholesale basis.

Working side-by-side with our in-house Advisory Practice, we provide comprehensive advice and guidance to our clients, giving them confidence in understanding, managing and transferring their malicious risks.

Terrorism, Political Violence and Active Assailant

Working closely with insurers, we access a range of solutions designed to respond to war, terrorism, political violence and active assailant events at home or overseas. With the landscape of these threats ever-changing, we seek policies that are designed  to cover the real risks that clients are exposed to. With experience of developing complex wordings, we can secure quotes for the most innovative products, or work with underwriters to design tailored cover for a client’s specific needs. Policies can include:

  • Property damage and resulting business interruption
  • Non-damage business interruption
  • Liability
  • Crisis response expenses

Perils covered include:

  • War and civil war
  • Terrorism and sabotage
  • Coup d’état, rebellion, insurrection and revolution
  • Strikes, riots, civil commotion and malicious damage
  • Active assailant events, including workplace violence events
  • Chemical, biological, radiological and nuclear incidents

Request a quote.

Kidnap for Ransom

A kidnap for ransom or security incident poses a significant threat to any organisation or family. Kidnap for ransom insurance policies deliver world class crisis and security teams whenever and wherever they are needed, along with the resources required to assess, mitigate, and recover from critical security threats. Coverage can include protection against the following threats:

  • Kidnap for ransom (and ransom lost in transit)
  • Extortion and product extortion
  • Hijack
  • Political kidnapping/detention
  • Threats
  • Disappearance
  • Hostage crisis
  • Assault
  • Child abduction
  • Express kidnap
  • Virtual kidnap
  • Political evacuation
  • Stalking

Request a quote.

Crisis Response and Recovery

In response to the changing nature of security and integrity risks across the globe, many insurers provide innovative insurance solutions to meet these complex challenges.

Policies give access to strategic advice, crisis management, and recovery services from specialist responders who can support our clients’ crisis management teams. This provides peace of mind for organisations potentially facing a multitude of threats. Policy features can include:

  • Criminal risks
  • Catastrophe risks
  • Information risks
  • People risks
  • Political risks
  • Terrorism risks
  • Compliance
  • Fraud Risk

Request a quote.

Defence, Security, and Intelligence

Defence and security businesses require specific insurance cover appropriate to their activities. We work with organisations across the sector, including companies that specialise in protective security, explosive ordnance disposal, consulting and training, and defence manufacturing. Policies we specialise in include:

  • Public liability
  • Employers’ liability
  • Professional indemnity
  • Directors’ and officers’ liability
  • Commercial combined
  • Liability insurance for hostile and non-permissive environments

Request a quote.

Personal Accident and Travel

When it comes to business travel, especially to hostile environments, protecting people is essential. Policies can provide protection against the adverse financial consequences of accidents and illness abroad. No matter which country  staff are travelling to, cover gives access to leading medical and evacuation providers. Policy features can include:

  • Pre-travel country profiling and guidance
  • 24/7 emergency medical assistance helpline
  • Emergency medical evacuation and repatriation
  • Non-medical travel cover, including baggage loss and personal money
  • Cancellation, curtailment, and abandonment
  • Flexible limits
  • Worldwide cover

Request a quote.

Emergency Security and Natural Disaster Evacuation

Emergency evacuation incidents, triggered by a security and political threat, or natural disaster have been showcased globally over the last 24 months. Organisations, or individuals operating in locations subject to these risks may want to consider policies which protect them in these scenarios. Policies provide financial coverage and emergency evacuation specialists in the event of a government evacuation order, meaning that to remain in country would pose threat to life. Coverage can be provided domestically or overseas and can include:

  • Salaries of the insured person(s) being evacuated
  • Full costs of evacuation
  • Full costs of evacuation specialists
  • Invacuation costs
  • Hibernation costs

Request a quote.

Maritime Piracy

Charterers and owners of vessels transiting through high-risk areas face the threat of armed boarding by pirates. The current piracy situation is fluid and clients can gain peace of mind by buying standalone piracy and non-damage loss of hire programmes. Policies provide financial coverage and access to world leading piracy advisors in the event of vessel or crew detention, hijack, and on-land kidnapping. Coverage typically includes:

  • Ransom reimbursement
  • Unlimited crisis response
  • Non-damage loss of hire
  • Legal liability
  • Personal accident

Request a quote.

High Risk Life

For those operating in, or travelling to complex environments, life coverage can be critical to ensuring financial certainty and peace of mind in the event of critical illness or death. High risk life insurance provides cover for those operating in challenging industries or territories and is available for individuals, families, or corporates.

Request a quote.

Cyber

Cybercrime is a prominent threat to businesses across all sectors. Whether our clients are  concerned about day-to-day cyber activities or managing complex exposures as part of their  business operations, there are a wide range of solutions available. Policies can include:

  • Incident response costs
  • Cyber business interruption
  • System damage costs
  • Crisis containment
  • Cyber extortion and cybercrime cover
  • Cyber and privacy protection
  • Management liability
  • Media liability

Request a quote.

Private Client

Working with partners, we provide a full range of insurance solutions to private clients.

Request a quote.

Meet the Team

Julian Vero
Senior Partner and Head of Broking

Ashley Coles
Partner & Senior Broker

Mike Paddock
Broker

Resources

ANNUAL MALICIOUS RISK REPORT 2024

Download

    Premium Resource

    Please complete the form below to download the resource.

    ANNUAL MALICIOUS RISK REPORT

    Download

      Premium Resource

      Please complete the form below to download the resource.

      PRIMER: MALICIOUS RISKS FOR SENIOR EXECUTIVES

      Download

        Premium Resource

        Please complete the form below to download the resource.

        SECURITY IN ULTRA-LUXURY HOTELS

        Download

          Premium Resource

          Please complete the form below to download the resource.

          Active Assailant Attacks

          INSIGHTS: ACTIVE ASSAILANT ATTACKS

          Download

          GET IN TOUCH

            If you are an existing client with an emergency, please call the 24/7 number on your policy documents.