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Products

Organisations across the world face a rapidly evolving and increasingly complex risk environment generating broad uncertainty across many regions, including those previously considered stable. As the workplace becomes more global, companies are increasingly having to send their employees to travel, live and operate overseas, exposing their people to these increased risks.

At CHC we aim to support clients in delivering their duty of care to their employees enabling them to work safely and securely.  We offer a range of security related insurance products that provide financial risk transfer but more importantly offer a credible and effective response capability.  Each product is outlined in more details below:

Kidnap for
Ransom

A kidnap for ransom or security incident poses a significant threat to any organisation or family. Kidnap for ransom policies deliver world class crisis and security teams when you need them and where you need them, along with the resources required to assess, mitigate and recover from critical security threats. Coverage can include protection against the following threats:

  • kidnap for ransom
  • political kidnapping/detention
  • ransomware and cyber extortion
  • extortion and product extortion
  • assault
  • threats
  • disappearance
  • hostage crisis
  • child abduction
  • express kidnap
  • virtual kidnap
  • political evacuation

Crisis
Response
and Recovery

Giving the changing nature of security threats across the globe, many insurers develop new and innovative products to meet these new and complex challenges. Policies provide peace of mind for organisations of any size, from small and medium sized businesses through to large  multinationals. Coverage provides easy access to strategic advice, crisis management and recovery services. These new policies expand the coverage of traditional security related insurance products and can include the following risk areas:

  • Criminal risks
  • Catastrophe risks
  • Information risks
  • People risks
  • Political risks
  • Terrorism risks”

Travel and Personal Accident

Companies are increasingly sending their most important assets, their people, to travel on business to challenging environments. Our Travel and Personal Accident solutions have been developed to provide meaningful cover in the most hostile regions, as well as the more day to day business travel locations. They are designed not only to provide protection against the adverse financial consequences of accidents or illness, but also to provide employees with the best possible care. No matter which country your staff find themselves in, our worldwide coverage allows access to leading evacuation providers, who offer a point of incident to home service. Whether it’s small to medium businesses, large corporates or individuals, we can tailor cover with flexible limits and a wide range of benefits. Cover can include:

  • 24/7 travel and personal accident cover with Emergency Medical Assistance Helpline
  • One-Tap Emergency App & Pre – Travel Country Profile Information
  • Emergency Medical Evacuation and Repatriation – point of incident to home service
  • Non-Medical Travel Benefits including Baggage cover
  • Cancellation, Curtailment and Abandonment Benefits
  • Flexible Limits
  • Worldwide Cover

Cyber

Cyber Risk is a growing threat that can effect businesses across all sectors. We have a number of solutions that offer flexible cover for organisations of all sizes, helping them to combat the emerging threats in today’s cyberspace. Some of the policy highlights are:

  • Incident response costs
  • Cyber business interruption
  • System damage costs
  • Crisis containment
  • Cyber extortion and Cyber crime cover
  • Cyber and Privacy protection
  • Management liability
  • Media liability

Attack Insurance

Specifically designed by the insurance market’s leading experts, to meet the needs of UK organisations and to provide resilience against a range of threats including terrorism. Whether an attack occurs at or near your location(s), and whether the event is conducted by a terrorist, a criminal gang, a disturbed person or a violent employee, Attack Insurance:

  • Safeguards your people – allowing you to meet your duty of care obligations and demonstrates to staff that you take their safety seriously
  • Protects your revenue – meeting business interruption and income losses for a range of scenarios
  • Builds your resilience – ensuring you stay ahead of your competitors if an attack occurs
  • Helps you recover – by providing immediate and direct access to world leading security and public relations consultants

The policy is aggressor agnostic and it also responds to a range of attack scenarios such as: the use of a vehicle, explosive device, chemical, biological or radiological material, and/or involving the use of any hand-held weapon.”