Organisations across the world face a rapidly evolving and increasingly complex risk environment generating broad uncertainty across many regions, including those previously considered stable. As the workplace becomes more global, companies are increasingly having to send their employees to travel, live and operate overseas, exposing their people to these increased risks.

At CHC we aim to support clients in delivering their duty of care to their employees enabling them to work safely and securely.  We offer a range of security related insurance products that provide financial risk transfer but more importantly offer a credible and effective response capability.  Each product is outlined in more details below:

Kidnap for

A kidnap for ransom or security incident poses a significant threat to any organisation or family.  Hiscox’s market-leading kidnap and ransom policy delivers Control Risks’ world class crisis and security team when you need it and where you need it, along with the resources required to assess, mitigate and recover from critical security threats.  The coverage can include protection against the following threats:

  • kidnap for ransom
  • political kidnapping/detention
  • ransomware and cyber extortion
  • extortion and product extortion
  • assault
  • threats
  • disappearance
  • hostage crisis
  • child abduction
  • express kidnap
  • virtual kidnap
  • political evacuation


Security Incident Response is a new and innovative insurance product that has evolved to directly meet the challenges of the complex and rapidly changing risk environment.   The policy provides peace of mind for organisations of any size – from small and medium-sized business through to larger multinationals – with easily accessible crisis management, strategic advice and recovery services provided by Control Risks.  This new policy expands the coverage of any traditional security related insurance products in the market to include:

Criminal Risks

abduction, assault, bribery demand, competitor malfeasance, criminal facilitation, murder, product tampering, stalking, suspicious death, threat, workplace violence

Information Risks

cyber compromise, cyber extortion, cyber threat, industrial espionage

Kidnap, Detention and Extortion Risks


blackmail, detention, extortion, hijack, hostage crisis, kidnap, missing person, products extortion

Political Risks


confiscation, deprivation, illegal seizure, occupation

Terrorism and Political Violence Risks



act of terrorism, civil commotion, civil war, coup d’état, insurrection, malicious damage, rebellion, revolution, riots, sabotage, war

Travel and Personal Accident

Companies are increasingly sending their most important assets, their people, to travel on business to challenging environments. Our Travel and Personal Accident solutions have been developed to provide meaningful cover in the most hostile regions, as well as the more day to day business travel locations. They are designed not only to provide protection against the adverse financial consequences of accidents or illness, but also to provide employees with the best possible care. No matter which country your staff find themselves in, our worldwide coverage allows access to leading evacuation providers, who offer a point of incident to home service. Whether it’s small to medium businesses, large corporates or individuals, we can tailor cover with flexible limits and a wide range of benefits. Cover can include:

  • 24/7 travel and personal accident cover with Emergency Medical Assistance Helpline
  • One-Tap Emergency App & Pre – Travel Country Profile Information
  • Emergency Medical Evacuation and Repatriation – point of incident to home service
  • Non-Medical Travel Benefits including Baggage cover
  • Cancellation, Curtailment and Abandonment Benefits
  • Flexible Limits
  • Worldwide Cover


Cyber Risk is a growing threat that can effect businesses across all sectors. We have a number of solutions that offer flexible cover for organisations of all sizes, helping them to combat the emerging threats in today’s cyberspace. Some of the policy highlights are:

  • Incident response costs
  • Cyber business interruption
  • System damage costs
  • Crisis containment
  • Cyber extortion and Cyber crime cover
  • Cyber and Privacy protection
  • Management liability
  • Media liability

Other Solutions Available



Private Client